As I’m sure you know, the courts in Maryland have been essentially closed during the corona virus pandemic.  The Courts are going to be reopening in five phases.  And luckily, we are about to enter Phase II.  Phase I ended on June 5, 2020.  So, one could say it has been effectively closed and that there are actually four phases.  Stakeholders like the Maryland State Bar Association have worked with the Judiciary to formulate the plan for resuming normal court […]

Does my insurance cover COVID-19?  Since I’m a lawyer, I’ll give the typical lawyer answer: “That depends.”  It depends on what type of insurance we’re talking about and what your policy says.  Here’s some information to start you off.  Health insurance – For most people, treatment for the corona virus is covered under your health insurance.  Testing may be something you have to pay extra for, and that’s going to depend on your policy … and whether tests are available.  […]

A new federal law makes some big changes to retirement savings.  The law is called the Setting Every Community Up for Retirement Enhancement Act (SECURE Act).  Never heard of the SECURE Act?  It was included in the omnibus federal appropriations bill that was signed into law at the end of December 2019, and it affects tax years beginning in 2020.  The Act will affect retirement planning for everyone in qualified plans, but some people may feel the effects more than […]

Who will take care of your child if you aren’t able to do so?  That is a tough decision, fraught with emotion and stress.  A legal guardian is someone appointed to care for a minor child if the child’s parents are unable to because of death or illness.  If you don’t choose the legal guardian for your child, the courts will decide for you should the need arise, and a court’s decision may not be the same one you would […]

Hey Ryan, I’m thinking about buying a business.  “What do you think?” I’ve been asked a few times.  My response is always we should talk about your case individually.  Let me tell you how I, as your lawyer, can help.  Here are five ways your lawyer can help you when you’re buying a business. Negotiating the Purchase Contract – Like buying a house, you will need to negotiate the details of your business purchase.  You should define in the purchase […]